3% down Home Ready Mortgage Program by Fannie Mae for Kentucky First Time Home Buyers





Is your borrower Home Ready to buy their first house in Kentucky?



Limited cash for down payment  for Kentucky Homebuyers(as low as 3% down pam)

Credit score 􀂖 620; borrowers with credit scores of 680+ may get even better pricing

Low to moderate income check here >>>>> https://homeready-eligibility.fanniemae.com/homeready/

First-time or repeat Kentucky home buyer

Non-household friends, relatives or loved ones prepared to be co-borrowers

Has gifts, grants or Community Seconds® to use toward down payment

Receives rental unit or boarder income

Wants to refinance to lower monthly payments


Kentucky Fannie Mae HomeReady Loan Program Guidelines




Kentucky FHA Loans vs. Fannie Mae Conventional loan in Kentucky



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Joel Lobb
Mortgage Loan Officer
email:          kentuckyloan@gmail.com
Individual NMLS ID #57916

American Mortgage Solutions, Inc.
10602 Timberwood Circle 
Louisville, KY 40223
Company NMLS ID #1364


Text/call:      502-905-3708
fax:            502-327-9119




If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at 502-905-3708.
Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant  Equal Opportunity Lender. NMLS#57916http://www.nmlsconsumeraccess.org/