Kentucky Max Conforming loan limits are higher in 2020 The limits on what are known as conforming loans have been raised for 2020 by the Federal Housing New limit (2020) $510,400- The old limit was $484,350 Old limit (2019) Kentucky FHA loan limits also are higher in 2020 FHA Loan Limits for Single-Family Homes in 2020 New limit (2020) In most U.S. counties is $331,760. The Old limit (2019) was $314,827 Kentucky VA loan limits in 2020 VA loans have gotten even better in 2020, because there's no longer a cap on the amount that can be borrowed with no money down. At the start of the year, limits were eliminated that last year narrowed the no-down-payment offer in most parts of the U.S. to mortgages no higher than $484,350. But borrowers still have to pay the dreaded VA loan funding fee — up to 3.6% of the loan amount, which can be paid in cash at closing or rolled into the loan amount. For most people, there's no getting around it.
