5 Easy Ways to Improve Your Credit Score
5 Easy Ways to Improve Your Credit Score 1. Get Your Credit Report from any of the 3 Bureaus for Free Getting a credit score intimidates a lot of people. It can seem like an uphill battle. However, having good credit will make your life easier. Once a year you can get a free credit check from www.annualcreditreport.com/index.action and utilize credit bureaus such as Experian, Equifax or TransUnion. 2. Remove the Errors from Your Credit Report The Federal Trade Commission says that 5% of consumers pay more for insurance and financial services due to errors on their credit reports. And around 25% of reports contain errors that affect them negatively. Note anything you see on your report that seems incorrect. This may include: payments marked late when you paid them on time, negative marks that should have expired etc. Next file a claim or dispute and the credit bureau must respond within 30 days. 3. Increase Your Credit Limit Increas...