Tuesday, March 29, 2016

RHS Guideline Handbook Update to the appraisal for 2016


USDA does not have to be added to the appraisal as an intended user.

Specific photograph requirements have been added to include:


Front view
Rear View
Street scene identifying location and showing neighboring improvements
Kitchen, main living area, bathrooms, bedrooms
Any other rooms representing overall condition, recent updates, restoration, remodeling, and renovation
Basement, attic, and crawl space
At least a front view of each comparable used in determining the valuation
Common areas and shared amenities (Condos only)

Additional safety measures are required for properties in a flood zone which also use private septic & water systems.


March 25, 2016

New and Improved Income and Property Eligibility Site

The USDA Income and Property Eligibility Website will have a new look and feel beginningMarch 30, 2016.  All basic functionality will remain the same.  Here is a sneak peek of the new site along with a few items of interest:

USDA Property and Income Eligibility Site

  1. Contact Us Dropdown – Lists USDA representatives for each state by program area.
  2. Tutorials – Houses Eligibility Website User Guide (2.2 MB PDF).
  3. Single Family Housing Guaranteed – Use this tab to narrow your search to Single Family Housing Guaranteed property and income eligibility determinations.


Joel Lobb
Senior  Loan Officer
(NMLS#57916)



 phone: (502) 905-3708
 Fax:     (502) 327-9119